For property investors in the UAE, the Golden Visa has become more than just a residency perk—it’s now a powerful tool for long-term planning, family security, and financial freedom. In 2025, updates to the program have made it even more accessible, especially for those investing in real estate. Whether you’re buying a home to live in or expanding your investment portfolio, understanding the latest criteria is key to unlocking the benefits of the UAE’s 10-year residency program.

The process begins with the property itself. To qualify for the Golden Visa, an investor must hold assets worth a minimum of AED 2 million. This can be a single unit or a combination of properties, and in most cases, the investment can be mortgaged—provided it’s financed through an approved local bank. Even off-plan properties now qualify, as long as 50% or more of the payment has already been made to the developer.

What’s especially advantageous in 2025 is that joint ownership is fully recognized. Married couples can combine their investments to reach the AED 2 million threshold, making the visa more attainable for families looking to establish roots in the UAE. The visa covers not just the primary applicant, but also their spouse, children, and even domestic staff under certain conditions—making it a complete package for family stability.

Beyond residency, the Golden Visa offers tangible lifestyle benefits. It removes the need for a local sponsor, opens doors to easier business licensing, and provides access to long-term financial planning tools such as UAE bank accounts, insurance, and educational opportunities. Investors also gain greater freedom of movement, the ability to stay outside the UAE for extended periods without affecting their visa, and long-term peace of mind in a region known for its economic resilience.

At Matika, we guide investors through every step of the Golden Visa process. From helping you select qualifying properties to liaising with developers and coordinating paperwork with immigration consultants, our goal is to simplify the journey. We understand that real estate is not just a transaction—it’s a gateway to a better lifestyle, greater freedom, and a more secure future.

As the UAE continues to position itself as a global destination for investment and innovation, the Golden Visa is one of the strongest incentives available. For property buyers ready to take the next step, 2025 presents an ideal moment to turn real estate ownership into a long-term commitment with lasting rewards.